contactless payment systems

Contactless payment systems

What are contactless payment systems and how do they affect you?

Here we look at Apple Pay, GooglePay, Paywave, tap and go,
Cashback app among a host of others that form the new generation.

I recently went to a footy match and parked in a pay area, picked the time and used my Debit card in the machine but at the last moment changed my mind and increased the time.  Collected the ticket and Off I went.

At the footy, I went to but a Sausage Roll and no Debit card left it in the parking machine. Naturally, I rang to cancel the card and the nice lady said you can still use Apple Pay. Fortunately, I had downloaded the App so I thought I would give it a try, I was hungry remember and needed a Beer as well so My first time with Apple Pay. Was It a success?

Still haven’t used a card many weeks later, it is so good. Let’s look at some of the advantages.
First up you can’t get your card stolen and using Fingerprint security even if they take your phone they can’t use it.
You might leave home without money, cards but never without a phone.
It is easier to use than diving for your card and trying to match it.

Who has contactless pay

Now when I search there is ApplePay, googlepay. Samsung pay,  Paywave, Tapandgo and countless others so it looks like the next generation of payments is Contactless paying.

The annoying part is that it is designed around the mobile phone and we still have a fight between Ios and Android and the two will never meet.
What is interesting is that the rise of Debit card use is now taking over Credit cards, perhaps we are waking up to the credit card fees.

What else is new in everyday shopping?

contactless payment systems

In the olden days, we had Laybys where you bought a product and slowly paid it off before picking it up. Then came credit cards that fixed the problem for a while and now we have pay later campains.
You buy a product and make a few simple instalments to pay it off.
Afterpay, zippay  etc are now an everyday shopping experience for those needing credit. It is free if you meet the four instalments on time but naturally expensive if you default.
One good thing is that it does not hit the retailer to hard at about 6% it is a reasonable transaction fee so you don’t need to feel guilty. It will, however, reflect on the discount provided by the shop.

One new way to combine this is the Cashbackapp by Cashbackliving.
You get a discount upfront in cash into your wallet. This becomes a Debit card for payments to participating outlets and you can use it for shopping at Woolworths outlets like Fresh Food Petrol and alcohol.
It is also an annuity program where you earn money from other peoples shopping

Discounts are still king in my view and  will provide better value than pay later shopping but “if you ain’t got it then strap it”

contactless payment systems

Peter Hanley

Home

 

This Post Has 10 Comments

  1. Kelly

    I was looking at your website and noticed it appears the word “Brocken” is spelled wrong. I had similar problems on my site until someone mentioned it to me and I also now use software from SpellPerfect.com to keep my site error free.

    1. Peter Hanley

      Thanks, Kelly. I do use Grammarly but sometimes I can beat it. LOL

      Peter H

  2. Della McEncroe

    Hello,

    It is with sad regret that after 12 years, LeadsMax.biz is shutting down.

    We have made all our databases available on our website.

    25 Million companies
    527 Million People

    LeadsMax.biz

  3. Joanna Riggs

    Hi,

    I just visited coachhanley.com and wondered if you’d ever thought about having an engaging video to explain what you do?

    Our prices start from just $195.

    We have produced over 500 videos to date and work with both non-animated and animated formats:

    Non-animated example:
    https://www.youtube.com/watch?v=bA2DyChM4Oc

    Animated example:
    https://www.youtube.com/watch?v=JG33_MgGjfc

    Let me know if you’re interested in learning more and/or have any questions.

    Regards,
    Joanna

  4. Graig Vallejos

    Do you have big ideas and plans to update your website, but hate the outrageous fees that most agencies charge?
    Why pay $50+ per hour for web development work,
    when you can get higher quality results AT LESS THAN HALF THE COST?

    We are a FULL SERVICE, USA managed web development agency offering wholesale pricing.

    No job too big or small. Test us out to see our value.

    Use the link in my signature, for a quick turn around quote.

    Kristine Avocet
    Senior Web Specialist
    Fusion Web Experts
    186 Daniel Island Drive
    Daniel Island, SC 29492
    http://www.fusionwebexperts.tech

  5. Ward Hower

    The best financial company to support your business growth is right here.

    We are here to offer you the greatest option for the expansion of your company. To fulfill your needs, we offer the best possible business loan package. email me here info@financeworldwidehk.com

    Best Regards Laura Cha

  6. Ida Mccurdy

    I noticed that your coachhanley.com website might be missing out on approximately 1K visitors daily. Our AI powered traffic system is tailored to increase your site’s visibility: https://ow.ly/1wKa50TbTg2
    We’re offering a free trial that includes 4,000 targeted visitors to show the potential benefits. After the trial, we can supply up to 250,000 targeted visitors per month. This opportunity could greatly amplify your website’s reach and traffic.

  7. Luann McColl

    Hi there
    Just checked your website`s Moz DA score and it could really use a boost

    Moz is one of the most known authority, showing any domain`s strength.

    We will improve your website`s DA score, with permanent and guaranteed results

    Try it today
    https://www.seomonkey.net/moz-plan/

    Monkey Digital
    Whatsapp us for more info: https://www.seomonkey.net/whatsapp-us/

  8. Eugene Frayne

    Rising business expenses are taking a toll on small business owners.

    You are not alone. It’s affecting every industry.

    One way to give yourself some breathing room is to obtain enough working capital to bridge you through the tough times.

    Get a no obligation working capital quote in less than 2 minutes.

    ++ This Offer Only For Businesses In The USA ++

    Get in touch with me below for more info

    Elizabeth Miller
    elizabeth.miller@helloratesfastfunding.com
    https://www.helloratesfastfunding.com

Leave a Reply